Peace of Mind For Your Future
Service Is Everything
Service Is Everything
Health Insurance and Medicare
Welcome to Service is Everything! Open enrollment ends soon, and there’s never been a better time to secure affordable, high-quality health insurance. Whether you’re choosing a new plan or updating your coverage, we’ve got YOU covered. Hurry enrollment ends December 15, 2024!
SIE is an independent insurance agency dedicated to understanding your specific needs and tailoring a policy that fits you perfectly. Owned and operated by John Chrestman, a Life Underwriter Training Council Fellow with over 25 years of expertise, we pride ourselves on providing personalized service. Unlike agencies tied to a single company, we partner with multiple insurance providers to offer a wide range of group benefits, individual policies, and competitive pricing. Turning 65? Let us guide you through your Medicare choices to ensure you get the coverage that suits your lifestyle. Contact us today at 662-869-7711 or visit our Tupelo office to explore our insurance solutions and secure peace of mind for your family.
Open Enrollment Closes Soon! Get Coverage Now! Talk to an Expert Today!
111 A Town Creek Drive
Saltillo, Mississippi 38866
john@serviceiseverythingpa.com
December 15, 2024 is the LAST day to enroll for coverage in 2025! Your window is closing. Book a Consultation Now!
Service Is Everything Insurance Coverage
Service Is Everything recognizes the importance of family health insurance coverage, whether through a group policy, individual plan, or Medicare, because Service is Everything is a family-owned and operated business. Meet our dedicated team: owner John Chrestman and agent Brigitte Chrestman.
John Chrestman, a Mississippi State graduate (Class of 1975), began his insurance career in 1988 at his father’s agency. With over 12 years of experience working in his family’s funeral and cemetery business, John brings a wealth of knowledge to the table. He is the proud father of three and an even prouder grandfather to five wonderful grandchildren.
Brigitte Chrestman joined the family business as a licensed agent in 2015, working alongside her father-in-law, John. Before SIE, Brigitte spent 10 years as an assistant manager and Certified Diamontologist at Reed’s Jewelers. A lifelong North Mississippi local, she graduated from Tupelo High School and attended Itawamba Community College. Brigitte is married to her high school sweetheart, David Chrestman, and they have two young sons, Brendan and Clay. In her free time, she enjoys being with family and leading children to Christ as a Wednesday Night Crew worker at Brewer Baptist Church. Her passion for helping others navigate complex topics like health insurance makes her an exceptional agent.
Whether you're exploring group benefits for your company, looking for individual coverage, or seeking guidance on Medicare, John and Brigitte are here to help safeguard your future.
Your health deserves more than “just okay” insurance.
Open enrollment is here. Don’t let this opportunity pass you by. Let us help you make confident decisions and get coverage for 2025.
Hurry! Your window closes December 15, 2024!
What Is Medicare?
Medicare is a health insurance program for individuals aged 65 and older, as well as for those under 65 with specific disabilities. It also covers people of any age who have end-stage renal disease or ALS. Typically, Plan A covers inpatient care in hospitals, skilled nursing facility care, hospice, and home health services. This coverage is provided at no cost. Plan B, on the other hand, covers necessary medical tests and supplies for diagnosing and treating illnesses, as well as preventive services like annual wellness exams and flu shots. Plan B comes with a premium, and while most pay the standard rate, those with a higher modified adjusted gross income reported on their IRS tax return from two years ago may have to pay more.
Recipients of Plan A and B are eligible for "Medigap" or Supplement plans, which help cover expenses not included in the original Medicare coverage. Many beneficiaries also opt for a Part D prescription drug plan and additional dental and vision plans. It's important to note that Medigap is different from Medicare Advantage, an alternative provided by private insurers.
Enroll or Make Changes to Your Medicare Coverage NOW so you have coverage in January 2025!
Individual Health Insurance Coverage Options
Are you unable to get health insurance through your employer? Service Is Everything is here to help you and your family. We partner with all major carriers to provide the best family and individual health insurance coverage that fits your budget.
Many insurance plans include preventive care, which helps identify health risks or diseases early when treatment is most effective. The coverage options, premiums, deductibles, and co-pays will vary depending on the plan you select. Since not all Affordable Care Marketplace options are available in every state, it’s crucial to work with an experienced insurance agent when choosing your plan.
During the fall open enrollment period, we’ll guide you through the health insurance marketplace to find the coverage that best fits your needs. We'll also ensure your chosen plan is accepted by your current medical providers. If you lose coverage outside of the enrollment period, we can help determine if you qualify for an exception and find suitable coverage.
Beyond individual health insurance, we offer a wide range of other benefits and protections for your future, including:
Major medical
Affordable Care Act policies
Dental and vision
Life and disability
Critical illness
And much more!
Your Family Needs Coverage Now. Don’t miss the enrollment date to have you and your family covered in 2025!
Group Insurance Benefit Options
In today’s job market, employees have the upper hand. As an employer, you need to make your business stand out with competitive pay and comprehensive group benefits. Offering health benefits that include preventive care helps keep your team healthy and productive by catching potential issues early, when treatment is most effective. Healthy employees take fewer sick days and are more focused at work. Your team is like family, and providing health, dental, and vision benefits ensures protection for both your employees and your business.
As an independent insurance agency representing all major carriers, Service is Everything, P.A. can help you secure the right health, dental, and vision coverage at the best possible rates. We also provide group coverage through the One Mississippi Group Health Exchange!
Our group insurance options include:
Coverage for businesses with 2 to 10,000+ employees
Medical, dental, and vision
Short-term and long-term disability
Supplemental plans
Gap plans
Cancer plans
Health plans
Life insurance
Let us help you protect your team and your company.
Life and Disability Coverage
If the unthinkable were to happen, would your family be financially secure? Life and disability insurance provide the critical protection needed for long-term peace of mind. At Service is Everything, we offer the best life and disability coverage in Mississippi to help you safeguard your family’s future.
Our individual life insurance options include:
Keyman coverage
Final expense coverage ranging from $5,000 to $25,000
Family and debt protection
Term life insurance with 10 to 30-year terms
Permanent life insurance
In the event of an accident or critical illness that prevents you from working, disability insurance offers the financial security you need. Request a free quote today and learn more about the top life and disability insurance options in Mississippi by filling out the form below.
Get a Free Insurance Coverage Quote.
Contact us today for your complimentary coverage estimate. But, hurry! Open enrollment ends December 15, 2024! Get coverage for 2025 today!
111 A Town Creek Drive
Saltillo, Mississippi 38866
john@serviceiseverythingpa.com
